There are many rewards programs for people with good credit who are looking for credit cards. A reward card that offers purchase protection is a great choice for people who travel often and need additional insurance for car rentals. You may also be eligible for concierge services, which can make it easier to travel. Before you choose which rewards card to apply for, make sure to review the benefits.
Capital One Venture Rewards credit card
Capital One Venture Credit Card is an excellent choice if your goal is to earn above-average rewards. After spending at least $4,000 per month, and making at least two trips per year, the card will offer up to four thousand miles annually. You can also redeem your rewards easily and Capital One Venture is expanding its network of transfer partners.
Additionally, the card offers travel benefits such as an annual fee credit of $100 towards TSA Precheck or global entry every four years. You also get a sign-up bonus worth 75,000 miles. This doubles your card's initial value. Important to note, this bonus is only one of the benefits.
American Express Gold Card
If you are looking for rewards from your everyday purchases, the American Express gold card for outstanding credit is a great option. You will earn different rewards depending on how the card is used and how much you spend each year. However, there are many features that make the card a great option for people who want to spend a little more each month.
There is an annual fee of $250 for this card. The card also requires that you pay the $250 annual fee at time of opening. It can be used for up to five cards in the same account. However, the fee for each additional card is $350. Important to remember that the annual fee must be paid in advance and must be paid each year after opening the account.
Citi Simplicity Card
Citi Simplicity Card might be the right card for you if you have great credit. This card has a relatively low interest rate and offers a 21-month 0% intro period on balance transfers. The $5 balance transfer fee on this card is still lower than the standard 5.5%. The card is not the best if you want to get rewards and build your credit history.
Citi Simplicity Card offers 2% cashback and is a great choice for anyone looking for a credit-card. It accepts applications for people with excellent or good credit, and its rewards program is relatively straightforward. You get 2% cash back for all purchases. There are also no earning caps or categories. This card is the best reward credit card for people with good credit.
Chase Sapphire Preferred(r) Card
If you are a frequent traveler, the Chase Sapphire Preferred Credit Card may be right for you. This card comes with flexible rewards, a large signup bonus and generous signup bonuses. Double points are available for purchases made at hotels, airlines, or travel services. This card offers 1-to-1 points transfer with partner airlines and hotels.
Chase Ultimate Rewards points are earned by the Chase Sapphire Preferred Credit Card. These points can be used for travel or gift cards. You get points that can be used to transfer 1:1 to top-rated hotel and airline partners. Points can be redeemed for credit statements and a 25 percent bonus is available. Additional security and benefits are offered by this card.
J.P. Morgan Reserve Card
You may be eligible to apply for a J.P. Morgan Reserve Card, if you have outstanding credit. You get a variety benefits with this card, including no annual fee and amazing rewards. The Reserve Card isn’t for everyone. However, people with excellent credit should look into it if they have good finances.
The Reserve Card, made from palladium and worth $1,400 an troy ounce, is made. You can get roadside assistance for free, and it also costs only 27 grams. You can also receive a $300 annual travel credit.