You have many options if you are looking for the best Mastercard card. Many credit unions and banks partner with Mastercard to offer their customers a great credit card with perks and fast transaction processing. Mastercard is accepted at most merchants. A credit card from another company might be a better option if you are a student or have poor credit.
Chase Freedom Flex
As soon as you open your Chase Freedom Flex Mastercard account, you will be able to start receiving rewards in the wallet. You will receive a 0% introductory APR on purchases and balance transfers. There is also no annual fee. After that, the 0% APR will be variable, depending on your creditworthiness. You can still enjoy the same great rewards you get with other credit cards like 5% cashback on certain categories.
Chase Freedom Flex and Unlimited credit card offer 5% cashback on dining and travel, and 3% cashback at drugstores. There are rotating bonus categories on the Chase Freedom Flex that change each quarter. These bonus categories offer additional cash back, and customers can earn 5% cash back in those categories as long as they spend at least $1,500 in these categories within the year.
Capital One QuicksilverOne
The Capital One QuicksilverOne Card Rewards Credit Card may be the best credit card option for people with moderate or good credit. Although you must pay an annual fee of $39, you can earn unlimited cash back of 1.5% on all purchases. You can redeem the rewards by using statement credits or paper check. This credit card is not required to have good credit. As long as you make your payments on time, you will enjoy many benefits.
Capital One QuicksilverOne Credit Card offers unlimited cashback on all purchases, except when you spend more that $3,000. This is a good rate for a credit card and the rewards don’t expire. But you must be careful not to spend too much and maximize your reward.
Citi Double Cash
The Citi Double Cash Mastercard is a great card to pay off high-interest balances. It gives you 1% cashback for every purchase and payment. There are no limits on what you can buy with the card. Just make sure to pay the minimum monthly payment and you will receive the cash back.
The Citi Double Cash Mastercard was introduced in August 2014. It competes with the FIA Fidelity Amex, but FIA required an account with Fidelity. It is now a benchmark in cashback cards. It also allows you to convert your cashback to ThankYou point, offering higher rewards. Cardholders will now be able earn ThankYou points instead of cash starting in March 2022. These points can be worth one cent each.
American Airlines Business Rewards Mastercard Customized Cash Rewards Mastercard
If you are looking for a card that provides rewards for business purchases or travel, then the Business Advantage Customized Cash Reward Mastercard is a good choice. It provides a $300 statement bonus after you spend $3,000 within 90 calendar days. You also have a flexible rewards scheme that allows for you to match your spending in order to get the best rewards. To maximize your rewards, you can update your spending category every month.
This credit card offers an attractive welcome bonus for customers with a high combined bank or Merrill Lynch account balance. A select category of your purchases can result in cash rewards of between 3.75% - 5.25%, as well as 3.5% dining points. Additional cash back is available for all purchases.