There are several excellent Bank of America credit cards available. These cards provide a range of benefits including travel rewards and cash back. The best card for you depends on your financial situation as well as your personal preferences. Bank of America credit card are excellent for students and small business owners. It is important to choose a card that offers great benefits and rewards. If you're looking for the best travel rewards credit card, check out the Bank of America Business Advantage Customized Cash Rewards Mastercard.
Bank of America Customized Cash Rewards Mastercard Bank of America Advantage
The Bank of America Business Advantage Customized Cash Rewards Credit Card offers flexible rewards for business owners. The card offers $300 in statement credits per year and a minimum spending requirement for $3,000 You can also earn two percent cashback on dining purchases, and one percent on all other purchases. These rewards can add up to a limit of $50,000 on your credit card.
For this card to be approved, applicants must have a FICO(r), score greater than 720. Although the minimum credit score required to be approved is not very high, most applicants will be approved with credit scores in the excellent-excellent range. The Bank of America Business Advantage Personal Cash Rewards Mastercard has a 3% foreign transaction fees.
After earning cash back, customers can redeem it to get a statement credit, cash or a check. Bank of America offers monthly category change. It is possible to either automatically invest the cash in Merrill Lynch's investment account, or directly into Bank of America.
Bank of America Premium Reward Card
Bank of America Premium rewards card is an excellent choice for anyone looking for a credit cards that earns great rewards with no annual fees. It is a great choice due to its low annual cost and relatively modest signup bonus. Additionally, the bank's card offers enhanced rewards tiers for Merrill account holders and Preferred Rewards Members. You can earn points on all purchases.
The Bank of America premium rewards credit card doesn't have a foreign transaction charge. That can add up as much as 1.49% to your international purchases. However, this card is not available to everyone who has top-tier credit. This can make it difficult for some consumers.
Bank of America Student Cash Rewards Credit Card
Students can choose the Bank of America cash rewards credit card for students. It offers a wide range of benefits and is a great choice. The card features a $0 liability for fraudulent transactions as well as several features that can help students manage their finances. The card offers a wide range of rewards, including a reward program that allows you to earn points for each purchase. There are also bonuses that match your cash back in various categories.
Students can redeem their rewards in several ways, including statement credits, deposits into Bank of America accounts, and paper checks. As long as you keep an active account, your credit card won't expire.