You can get cash back up to a certain percentage on your groceries with a variety of credit cards. The Capital One Walmart Rewards card, American Express Blue Cash Everyday and Discover it Cash Back are just a few of the options. Learn how to get cash back from your credit card to make the most of your grocery shopping trips.
Capital One Walmart Rewards card
The Capital One Walmart Rewards card is a cash back credit card that's geared specifically for consumers who frequent the popular retail giant. Although there's no sign-up bonus, this card provides high rewards for purchases made at Walmart. Its outstanding earning potential lasts for 12 consecutive months. The rewards can be used for various purchases.
The card comes with an interest-free introductory period and no foreign transaction fees, making it an attractive option for people with average or better credit. The drawback is that only Walmart shoppers can apply for this card. If you only shop at Walmart, this card might not be for you.
While you can't keep cash back on your Capital One credit card, you can use it to redeem points for gift cards or travel deals. These points do not expire and can be redeemed online, with a mobile app, or by calling the credit card company.
You can get cash back with Discover it
If you are looking for a way to earn some extra cash when you shop at the grocery stores, the Discover it Cash Back credit cards is a great choice. You can get 1% cashback at participating grocery shops. The card offers bonus cash back for purchases made in health clubs. Your card can be used to access eligible in-person or virtual classes. But, this offer does NOT apply to purchases made at independent health club shops.
Although Discover It cash back offers many attractive benefits, you will need to put in some effort to reap the rewards. While rewards rates are high and the program is easy to use, you must be diligent and register your card for quarterly reporting. The spending limit is $1,500 per category. This means that you will be less likely to earn rewards in some quarters.
American Express Blue Cash Everyday
The Blue Cash Everyday credit card from American Express is a great way to get a little extra cash back at the supermarket. You can earn Rewards Dollars with this card which you can then spend in increments of 25 to repay your monthly debt. These Rewards Dollars can be used to purchase groceries or other essentials like household goods. Plus, you'll get a statement credit of $15 each month.
There is no annual fee and you can earn cash back at grocery shops and gas stations across the U.S. That means you'll earn nearly four Rewards Dollars a month just by filling your tank!
This card is perfect for those who spend a lot on clothes, groceries, and gas. There are many benefits to this card, including secondary car rental insurance for free and extended warranty of up to two years on all eligible purchases. Blue Cash Everyday is an excellent option for those who are always on the move.