Credit One Bank Visa Card is a great choice for those looking to earn money back on purchases. The company also has a selection of cards for people with bad credit or low credit scores.
Credit One was founded in 1984. They have more than 5,000,000 credit cards active. Credit One offers a wide range of credit cards including those with no annual fees and others that are targeted towards certain categories such as travel or shopping.
When considering a credit card, there are some things you should consider. You should also consider the terms and conditions of the card, as well as how long you will have a grace-period and if interest is charged on new purchases.
The "grace period", also known as the payment grace period, is the amount of time before interest starts to be charged on your card. Call Customer Service if you want to know if there is a grace time on your card. However, it may not be obvious in the card agreement.
The grace period for new purchases varies depending on the card, but in general you will not be charged interest until your billing due date. Some cards don't provide this option and will begin charging interest on your purchase as soon it is posted to the account.
If you choose this option, you can select a date six days before or after the original bill due date. You will need to contact Customer Service in order to do so. If you select the option, you may choose to have your bill due six days before or six days after the original date.
Another important detail to consider is the credit card's cash advance fee. Cash advance fees can vary widely between cards. Some have no or low fees, while others are higher. Moreover, some cards charge foreign transaction charges, which can increase international purchase costs.
The Credit One Bank Platinum X5 Visa offers a rewards program that is free of annual fees and no fee. The Credit One Bank Platinum X5 Visa has an attractive rewards program and a low-cost annual fee. However, you need to be certain that your spending will qualify for this card's bonus cashback rate.
If you want to apply for a credit card, you should first check the Credit One site and see if it has pre-approved you. Credit One's site will list all the terms of your card.
Credit One Bank Platinum Visa for Rebuilding Credit - designed for those with fair or poor credit - is the best card for credit one. It has a low minimum credit limit and periodic reviews for increasing your credit line, so it can help you build a strong credit history.
The card comes with a welcome bonus worth 10,000 points if you spend $1,000 on eligible purchases during the first 90-days of card opening. You can redeem these points for travel, gift cards or statement credits.