If you have excellent credit and are looking for a credit card, there are many rewards programs to choose from. If you travel frequently or need additional coverage for your car, rewards cards with purchase protection are a great option. You may also be eligible for concierge services, which can make it easier to travel. Before you choose which rewards card to apply for, make sure to review the benefits.
Capital One Venture Rewards credit card
If you are looking for a credit card that earns you above-average rewards, consider the Capital One Venture Rewards Credit Card. This card has an annual fee $95 and provides up to four million miles per year. Reward points are easy to redeem, and Capital One Venture boasts a growing network with transfer partners.
The card offers travel benefits including a $100 credit toward TSA precheck or Global Entry, as well as an annual fee credit of $100. Additionally, the card comes with a 75,000-mile sign-up bonus that doubles your card's value in the first year. This bonus is not included in the other benefits.
American Express Gold Card
If you are looking for rewards from your everyday purchases, the American Express gold card for outstanding credit is a great option. You can earn rewards based on how often you use the card, and how much each month you spend. Cardholders who spend more per month will find the card an appealing option.
This card has an annual fee of $250. You will also need to pay this fee when opening the card. You can use it to purchase up to five cards from the same account. The fee rises to $350 for each additional. It is important that you pay the annual fee in advance.
Citi Simplicity Card
Citi Simplicity Card is a great choice if you have good credit. This card offers a low rate of interest and a 21-month intro period at 0% for balance transfers. It also has a $5 balance-transfer fee. This is less than the standard, 5% balance transfer fees. This card is not recommended if you are looking for rewards or a strong credit history.
Citi Simplicity Card is a good choice if you're looking for a card that gives you 2% cash back. The card accepts applications from people with good or excellent credit. It also has a simple rewards program. You get 2% cash back for all purchases. There are also no earning caps or categories. This card is the best reward credit card for people with good credit.
Chase Sapphire Preferred(r) Card
The Chase Sapphire Preferred Credit Card could be the right card for you if you are a frequent shopper. The card has flexible rewards and a generous welcome bonus. Earn double points on purchases in hotels, travel services, and airlines. A 1-to-1 point transfer rate is available with partner hotels or airlines.
Chase Ultimate Rewards points can be used to redeem for travel or gift cards with the Chase Sapphire Preferred Credit Card. The points transfer 1:1 with the leading airline and hotel partners. You will also receive a bonus 25 percent when you redeem points for statement credit. The card also offers other benefits and security.
J.P. Morgan Reserve Card
You may be eligible to apply for a J.P. Morgan Reserve Card, if you have outstanding credit. The card offers a number of benefits including no annual fees and great rewards. The Reserve Card isn’t for everyone. However, people with excellent credit should look into it if they have good finances.
The Reserve Card, made from palladium and worth $1,400 an troy ounce, is made. It costs just 27 grams and provides roadside assistance at no cost. A $300 annual travel credit is available.