
There are many credit cards available if you're looking for the best in 2020. There are several options available, including High-tier rewards, Balance transfer and Student cards. But how can you tell which card is best for you? Based on our research, we have compiled a list with the top credit cards for 2020. Continue reading to see what we mean. Our methodology has helped us sort through hundreds of offers from over 60 companies.
Credit cards with no interest
New cardholders have access to a variety of tempting deals due to increased competition between credit cards issuers. These deals often offer interest-free credit cards during an initial period that can last between 12 and 21 months. The offers usually come with no annual fees or balance transfer fees. However, these offers do not last forever. Any balance remaining after the introductory period ends will begin to accrue interest at the regular rate of 12-25 percent annually.
To avoid paying interest for new purchases, you must pay your balance off in full each month. You might need to pay off the balance in full each month for large, one-off purchases. A card with a lower interest rate may be more appropriate. These situations call for a low APR interest-free card. Even if you have low monthly expenses, you may be eligible for a card with a 0% intro period.

High-tier rewards cards
There are many rewards credit cards available, but you should keep in mind that interest rates will continue to rise throughout the year, if you carry a balance. You can save money this year by taking advantage of extended 0% balance transfer windows. These deals are available to existing customers, not just new applicants. We have 51 choices for the best rewards cards 2020. They cover 17 categories. With simple rules, they offer strong rewards on all purchases.
Chase Freedom Unlimited: This credit-card offers 5% cash back for prepaid travel reservations, and other purchases. Other categories of rewards include gas stations, restaurants, or internet purchases. The cash back can be used to redeem any amount. You can apply it as an account credit or bank deposit. If you would prefer to give a donation to charity, you can use the 5% cashback for a gift card purchase. The Chase Freedom Unlimited card also has several other perks. You'll receive $100 in statement credits for eligible software subscriptions.
Credit cards for students
A student creditcard is one way to build your credit score. When you responsibly use your credit card, you can earn store vouchers and air miles. You must pay your balance in full each month to earn rewards. You may be able to earn rewards depending on which card issuer you have. These tips will help you build good credit.
Before applying for a Student Card, be sure to fully understand the benefits and features that the company offers. Many student cards offer 1% cashback on purchases. Some even offer bonus rewards for timely payments and spending a certain amount within the first few months. The majority of student cards report to the three major credit bureaus. By making timely payments, you can add years to your credit history.

Balance transfer cards
Consider your credit score, what you owe and whether you can afford high interest rates when looking at balance transfer credit cards. These factors will impact which balance-transfer credit cards you choose. To make the process easier, we have compared hundreds of cards for their balance transfer appeal. Five cards have no annual fees and none have annual fees.
The best thing about balance transfer credit cards? You can consolidate all your debt into one low monthly installment. You may be eligible for the best offers if your credit is excellent. The best balance transfer cards come with an introductory period, after which your balance will be charged at a regular APR. Many also offer modest cash back rewards. If you are looking to consolidate debt quickly, balance transfer credit cards will be an excellent option.