First Access Visa Credit Card Application is easy and fast. After you've applied, you'll be required to enter a 9-character Reservation Code. Because there are limited quantities, you may receive a card in a different design. In such cases, Premium Design will not be charged to your card.
Solid Black Visa(r), Card
If you have a poor credit score and want a credit card that can help you build your credit, consider applying for the First Access Solid Black Visa(r) card. The application is quick and secure, and you can get approved within 60 seconds. This card is an excellent option for those with no credit history or little credit.
Although this credit card offers a higher interest rate than other credit cards, the annual fee is lower than that of a competing card. The annual fee for the first year is waived and reduced to 3 percent. After the first year, the only fee you'll have to pay is a one-time fee for joining the program.
Petal 1 cards
Petal 1 Visa Credit Card with No Annual Fee offers a 2% - 10% cash back rewards program. Redeemable Rewards can be used to purchase a statement card, ACH transfer or a cheque. You can also download the Petal 1 app and see deals near you. The app will show you the best offers and allow you to redeem them for free items and gift cards.
You will need an email address, U.S. telephone number and social security number to get started. You will also need a government-issued photo identification. An account in a bank is required. Those who don't have a bank account may not be eligible for Petal card first access.
Once you have registered, access your account online. Online access allows you to pay your credit card bill, view account activity, and much more. You can also change your password and set up automatic payments.
Capital One Platinum Secured Card
Capital One Platinum secured credit card is an excellent option for people who require a secured loan with minimal or no annual fees. This credit card allows you to make a small deposit and has a credit limit of $200. With this credit card, you can build credit and improve your credit score. Because the credit limit is low, you can spend anything you want so long as you only pay the minimum monthly amount.
Capital One Platinum Secured credit cards come with a $200 credit limit, which can be extended to $1,000. The first access credit limit will be based on the security deposits you have made. This can be increased by making additional deposit as needed. This process must be completed within 80 days from the date you receive your card.