
There are many options for building credit. One way to get credit is to apply for a secure credit card. These cards are available at a lower interest rate and often come with better features. You can also try a starter credit card or student credit card. These cards can help build credit and improve credit scores.
Secured Visa(r), OpenSky(r), Credit Card
OpenSky Secured Visa(r), a credit card from OpenSky, has a $35 minimum annual fee and doesn't require credit checks. However, you will need to provide a security deposit, which can be anywhere from $200 to $3,000. The deposit is returned to you after the account is closed. This helps reduce the risk to the lender, and it does not adversely affect your credit score.
OpenSky Secured Visa Card(r) allows you to set your credit limit. Your security deposit will determine your credit limit. You can choose a credit limit between $200 and $3,000, depending on your financial situation.

Capital One Platinum Secured
For those looking to improve their credit score, the Capital One Platinum Secured Card Credit Card is a great choice. It has a low annual fee and requires a deposit of just $49 or $99, depending on the security deposit you choose. The credit line on this card will also grow as you make payments and your credit score improves. This card offers helpful tools to help you keep track on your payments and credit score.
The Capital One credit card does not require a Social Security number, which is especially helpful for those who are new to the country. Only a form of ID is required to apply. Capital One will then consider increasing your credit after six months. Capital One doesn't charge any balance transfer fees. You can transfer your balance to other cards without paying fees. The card is not the most rewarding or offers the best balance transfer options.
Capital One Quicksilver Cash Reward Credit Card
People who are looking to simplify financial matters will find the Capital One Quicksilver Credit Card a good option. There is no annual fee and unlimited cash back. It is perfect for people who use the credit card to purchase many things such as flights and dining out. It doesn't incur interest or offsetting charges.
This card is only for those with good to excellent credit. It offers generous sign-up bonuses, unlimited 1.5% cashback, few redemption restrictions, and a rewards program that includes a generous bonus. Cashback can also be used for cash, gift cards and statement credits. It is especially valuable for people who frequently spend money at gas stations or restaurants.

Petal 2 Visa Credit Card
Petal 2 Visa Credit Card - This is a great card for those who are looking to open a new credit card without any high interest rates. The card has no annual fee and doesn't charge fees for late payments or overspending. Foreign transaction fees are not charged, which makes it an ideal card for international travelers. It also offers a cash-back program for eligible purchases.
Petal 2 card offers a tiered rewards system. You will earn progressively greater rewards for each month you hold your card. You will earn 1% cashback, but this will rise to 1.25 after six months, and 1.5% after twelve. At certain merchants, you can earn as much as 10% cash back. Redeem Petal offers to get rewards. You could earn up to 10% cash back for eligible purchases.