There are many types of business credit cards. There are cash back cards, miles cards, gift cards, and more. Many cards offer sign-up bonuses and other perks. Some cards offer extended warranties or travel accident insurance. Some even offer early access for tickets. It all depends what your business needs are.
Capital One Spark Plus
Capital One Spark Plus may be the right option for you if a business credit is what you need. This credit card charges a $150 annual fees and offers flexible credit limits. It is also free of any category restrictions, making this card great for business expenses. However, you need to be aware of some important points before you apply.
If you're looking for a credit card that can be used for business, consider the annual fee as well as any late fees. You should also consider the early spend bonus. If you spend large amounts on a single purchase, this bonus may be worth it for your business. You'll be able track all your purchases, as well as set individual spending limits. In addition, you'll get unlimited 2% cash back, which is great for companies with multiple employees.
Capital One Ink Business Unlimited
Ink Business Unlimited provides flat 1.5% cashback on all purchases. It also has no annual fees. It is a great choice for small business owners looking for a simple rewards card. Ink Business Unlimited also comes with a low annual fee, and you can add authorized users. Authorized users are responsible for any purchases they make using the card.
Ink Business Unlimited is a great choice for entrepreneurs who are looking to avoid paying an annual fee and get generous sign-up bonuses. It has a 0% APR period for purchases and a rewards system that pays generously in other ways. Small businesses can also benefit from the low foreign transaction fees.
American Express Blue Business Cash
The American Express Blue Business cash credit card offers a low annual fee as well as a 2% cashback rate for eligible purchases. When you make a purchase using the card, cash is automatically credited to your account. However, if you spend more than $50,000 a year, you will see your cash back rate start to roll back to 1%. This card is still an excellent choice for moderate spending.
The Blue Business Cash business credit card is a great option if you want to earn cash back for all of your purchases. The card rewards you with 2% cashback for all your purchases, and you get an additional 5% cashback when you make Capital One Travel purchases. The bonus also includes a $1,000 cash reward that can be redeemed depending on your spending habits.
Bank of America Business Advantage Rewards Travel World Mastercard
The Bank of America Business Advantage World Mastercard travel rewards card is an excellent choice. It offers flexible rewards without an annual fee. It offers 1.5 points per dollar on purchases, and three points for purchases made abroad. You will also receive 30,000 points if you spend $3,000 in the first 90 day of your account opening.
This card is best for people who have good to excellent credit. You must have a minimum VantageScore (670) or better to be eligible. But, the card isn't available to everyone. If your credit score is excellent and you need to apply for a non-annual-fee small-business credit cards, you might consider another bank.