Petal is an affordable credit card option that won't break your bank. Petal's mobile app offers 1% cashback on all purchases. And there's no annual charge so you can save some money. Petal cards can be applied for even if your credit history isn't good. The Petal card does not require credit checks.
Petal 2 offers you 1% cash back
Petal's Visa Credit Card with Cash Back, No Fees may sound idyllic, but it's not. Petal 2 Card requires a hard- and soft-pull during the approval process. Without a credit score, you won't be able to apply for this credit. You can apply for this card as long your legal U.S. residency is met. It can be used anywhere Visa credit card are accepted.
Petal 2 is a great card for people who want to build credit and earn rewards. You will receive a reward for timely payments and no annual fees. The Petal 2 does not require a security deposit, unlike many credit-building cards. People with bad credit or bankruptcy in the past 48 months are also not eligible. The good thing about the Petal 2 cards is that they have no fees. This card can earn you cash rewards as well as statement credits, and there is no credit check.
Petal 1 requires no credit history
The Petal 1 card is a good option for those with no credit history and no existing credit. This new credit card is intended for consumers with average credit or those who are just starting to rebuild their credit. Petal doesn't have an annual charge, and it is a great option if you are looking for a new credit card. Although it doesn't provide much flexibility, the credit card comes with a low fee and a variety of other features that may be of interest.
This card has a high APR and no cashback. There is no late fee. The card can be used overseas without any fees. The credit limit is $5,000 It does not charge foreign transaction fees nor any monthly or annual fees. Petal is an excellent choice for those with no credit history. However, it might not be the right option for you. Petal 1 Visa may be right to you if credit history is poor or not good. Be responsible when using it.
Petal2 does not have an annual charge
You can earn cash back rewards with the Petal 2 card. Earn 1.25% cashback when you pay on time with the Petal 2 card Plus, you can get up to 10% back at select merchants. There is no annual fee so you don't have to worry about paying the minimum monthly payment. Petal 2 also offers a mobile app which allows you to search merchants offering higher reward rates.
Petal is the card for people with poor credit and no credit history. This card uses a proprietary scoring system called Cash Score to determine whether you have a good enough credit score for approval. Your banking history is also considered, which can be the main reason for low credit scores. Petal checks your credit history to make sure you don’t have high debt or credit utilization.
Petal offers 24 hour customer service
Petal's 24-hour customer support makes it stand out in terms of payment. You can reach customer service via the app anytime if you have any questions about your account. The app allows you to see the complete list of participating merchants as well as offers. Petal may have a different payment cut-off time depending on your location. You can also choose to disable notifications. This could affect your experience. Customers may also call the helpline if in doubt about their ability to pay through their accounts.
Petal offers customer support 24 hours a day. The main product it sells is a credit cards. Petal's qualification process is based upon the digital records of users, which includes their monthly income and expenses. Petal offers different products and therefore has different criteria for determining if a person qualifies for a credit card. The rates of interest for the introductory products are lower, which appeals more to responsible people.