When it comes to choosing the best home improvement credit card, there are many options available. Among them are the Home Depot Consumer Credit Card and the Lowe's Advantage Card. The cards do have limitations such as no intro APR or deferred rates. These cards do not offer any rewards programs.
Citi Custom Money
Citi Custom Cash credit card has solid rewards and the potential to earn huge cash back savings. However, there are a few caveats you should be aware of. You must be careful about what you spend on the card. Other than groceries, there is no bonus cash back.
Bank of America Customized Money Rewards
Bank of America offers many credit cards that provide home improvement rewards. Because it has no annual fee and offers great rewards, the bank's Customized cash Rewards card is a good option. You can earn anywhere from 25 percent to seventy five percent on all your purchases with this card. It can be used to pay for gas, groceries, home improvements, and dining. There are no spending caps. You can set a monthly limit on how much you spend on gas, groceries or home improvements.
Lowe's Advantage Card
Lowe's Advantage Card is an excellent option if you're looking to make home improvements. You get an ongoing discount of 5% on eligible purchases. There is no annual fee. There are also promotional financing options available for major renovations. You may be interested in the Lowe's credit cards benefits. Many Home Depot customers switch because of the 5 percent rewards program.
Lowe's Consumer Credit Card
When it comes to home improvement spending, the Lowe's Consumer Credit Card is a good option. All eligible purchases qualify for a 5% discount. The discount is given instantly and is not calculated using points. Even if you don’t use the card often, this card can provide amazing savings.
Discover It Cash Back Card
Considering the low annual fee and rewards program of the Discover It Cash Back Card, this is a strong option. The card offers 0% APR purchases and balance transfers in the first year. On purchases made in certain categories such as groceries and restaurants, you can earn up to 5% cashback. The Discover card offers cash back as well as matching the cash you earn in the first year.
Citi Double Cash Cards
Citi Double Cash Card is the best card for home improvements because of the amazing rewards it offers. The Citi Double Cash Card offers a 1% cash back on your purchases, and 2% when you pay off your balance. The card offers more rewards than many other cards like travel, merchandise, and no annual fee.