There are many choices when it comes down to picking the best home renovation credit card. There are two options: the Lowe's Advantage Card and the Home Depot Consumer Credit Card. Both cards have some limitations, including the absence of intro APR periods and deferred interests. These cards don't offer many reward programs.
Citi Custom Cash
Citi Custom Cash credit cards offer solid rewards and huge savings potential. There are a few things you need to know. You will have to plan your purchases carefully to maximize your cashback. The spending limit for the card is $500 per billing cycle. Except for groceries, the card does NOT offer bonus cashback on any other type of purchase.
Bank of America Customized Money Rewards
Bank of America offers a variety of credit cards that offer home improvement rewards. The Customized Rewards Card by Bank of America offers great rewards and comes with no annual fee. This card will earn you between 25 percent and seventy-five% back on purchases. It can be used for dining, home improvement, grocery shopping, gas, and many other purposes. There is no limit to how much you can spend on gas, groceries, or home improvement each month.
Lowe’s Advantage Card
If you have a home improvement project in mind, the Lowe's Advantage Card is a great option. You can get a discount of 5 percent for eligible purchases and it is completely free with no annual fees. Promo financing can be obtained for major renovation projects. People often switch to Home Depot due to the 5 percent reward program. However, you might also want the Lowe's Credit Card benefits.
Lowe's Consumer Credit Card
Lowe's Consumer Credit Card is an excellent choice when it comes to home renovation spending. All eligible purchases are eligible for a 5% discount with this card. The discount can be applied instantly and is not calculated in points. Even if you don’t use the card often, this card can provide amazing savings.
Discover It Cashback Card
This card is an attractive option due to its low annual fee and the rewards program offered by the Discover It Cash back Card. The card offers 0% APR purchases and balance transfers in the first year. Purchases in certain categories like groceries, restaurants, and grocery stores can be eligible for 5% cashback. In addition to cash back, the Discover card also matches the cash back you earn during the first year of use.
Citi Double Cash card
Citi Double Cash Card, with its amazing rewards, is the best home renovation card. When you balance your account, you can earn 1% back on purchases and 2% back on all other purchases. It also offers you more rewards than any other card, including travel and merchandise.