If you're looking for a credit card that won't break the bank, consider a Petal. Petal's app offers 1% cash back on purchases, and there's no annual fee, so you'll save money while gaining the convenience of no-fee and 24/7 customer service. Petal cards can be applied for even if your credit history isn't good. It doesn't even require you to have a credit history.
Petal 2 offers cash back up to 1%
The "Cash Back, No Fees" Visa Credit Card from Petal may sound like a dream, but it isn't. Petal 2 Card requires a hard- and soft-pull during the approval process. Without a credit score, you won't be able to apply for this credit. The card can be applied for as long you are legal U.S. residents. This card can be used wherever Visa credit cards are accepted.
Petal 2 can be a great choice for anyone who wants to build credit or receive rewards. The card has no annual fee and rewards you for on-time payments. Unlike many credit-building cards, the Petal 2 doesn't require a security deposit. The Petal 2 is not available to people with bad credit, bankruptcy or who have been insolvent within the last 48 months. The good news about the Petal 2 card is that there are no fees and you can earn cash rewards and statement credit with no credit check.
Petal 1 requires no credit history
You may be interested in Petal 1 if you don't have credit history or any credit. This new credit card was designed for consumers with good credit ratings, who are relatively new to the credit system, or people working to improve their credit. Petal offers no annual fee and is a great option for students looking for a credit card without the hassle of having to provide a credit history. While the credit card does not offer much in the way of flexibility, it does come with a low annual fee and a host of other features that may interest you.
This card has a high APR and no cashback. There is no late fee. There are also no international fees. You can get a credit limit of $5,000. There are no foreign transaction fees, and there is no monthly or annual fee. Petal is a great option if you don't have a credit record, but it may not the best for you. Petal 1 Visa cards may be right if your credit is not perfect. It is important to use it responsibly.
Petal 2 is free of annual fees
You can earn cash back rewards with the Petal 2 card. You can get 1.25% cashback on all your purchases if you make on-time payments. At select merchants, you can earn up to 10% back. There's no annual fee, so there's no need to worry about racking up the minimum payment amount each month. The Petal 2 card also has a mobile app that lets you search for merchants offering enhanced reward rates.
Petal is an excellent card for those with bad credit or poor credit histories. This card uses a unique scoring system called Cash Score that determines whether you have a sufficient credit score to get approved. It also takes into account your banking history. Low credit scores are often due to poor credit. Petal will ensure that your score is not affected by high credit utilization or debt.
Petal offers customer service 24 hours a day
Petal's 24 hour customer support is what makes them stand out when it comes to payments. The app allows you to contact customer support anytime you need it. You can also access the app to view the list and details of all participating merchants. Petal may have different payment cutoff times depending on where your are located. You can also opt out of notifications. This may impact your experience. Customers can also call us for assistance if they aren't sure if they can pay with the accounts.
Petal offers customer support 24 hours a day. The main product it sells is a credit cards. Their qualification process relies on digital records and examines monthly income as well as expenditures. Petal offers different products to different customers because these metrics are essential in determining the person's eligibility for a card. The introductory products are also offered at lower rates of interest, which appeals to responsible people.