There are many types and varieties of business credit cards. You can choose from cash back cards or miles cards. Gift cards are also available. Sign up bonuses and other perks are offered by some cards. Some cards offer extended warranties or travel accident insurance. Some offer early access to tickets. It all depends on your business needs and what you're looking for.
Capital One Spark Plus
Capital One Spark Plus could be the right choice for you if your business is looking for a credit card. This credit card is available with flexible credit limits and a $150 annual charge. The card has no restriction on the categories, which makes it ideal for business expenses. Before applying, there are a few things you should consider.
When considering a credit card for business use, you should think about the annual fee and any late fees. You should also consider the early spend bonus. This bonus is valuable for businesses that spend a lot in one purchase. You will be able to keep track on your purchases and set spending limits. Companies with multiple employees will appreciate the unlimited 2% cashback.
Capital One Ink Business Unlimited
Ink Business Unlimited credit card offers flat 1.5% cash back on all purchases. There's no annual fee. This card is ideal for small businesses who are looking for a simple rewards credit card. Ink Business Unlimited is also available with a low annual fees and the ability to add authorized customers. Authorized users are responsible for any purchases they make using the card.
Ink Business Unlimited's business credit card is an excellent option for entrepreneurs who wish to pay no annual fees and receive generous sign up bonuses. It offers a 0% APR payment period for purchases and generous rewards programs. The card has a low foreign transaction charge, which can be an asset for small businesses.
American Express Blue Business Cash
The American Express Blue Business Cash business credit card comes with a low annual fee and a 2% cash back rate on eligible purchases. When you make a purchase using the card, cash is automatically credited to your account. Your cash back rate will drop to 1% if you spend over $50,000 per year. This card is a great choice for moderate-spending people.
The Blue Business Cash business credit card is a great option if you want to earn cash back for all of your purchases. You get 2% cashback on all purchases and 5% cashback on Capital One Travel purchases. You can also get a $1,000 cash bonus based on certain spending levels.
Bank of America Business Advantage, Travel Rewards World Mastercard
The Bank of America Business Advantage World Mastercard Travel Rewards World Mastercard is a top choice for travel rewards. You can get flexible rewards with no annual fee. The card offers 1.5 points per dollar spent on purchases and earns three points for travel purchases. You will also receive 30,000 points if you spend $3,000 in the first 90 day of your account opening.
This card is best suited for those with good to excellent credit. A minimum FICO (or VantageScore) of 670 is required to qualify. You should note, however, that this card is not for everyone. If you have outstanding financial standing and need to apply to a small-business credit-card with no annual fees, consider switching banks.