Knowing which credit cards offer the highest gas reward rates is essential if your gas spending is high. There are many rewards credit cards, but it is important to understand the details. Some cards limit how much you can earn at gas stations. Make sure to check the terms of the card and contact customer service if there are any questions. Also, you can look for cards with a 0% introductory APR for at least one year. This allows you to earn rewards and not have to pay much interest.
Blue Cash Everyday
The Blue Cash Everyday Card is a great option for people who frequently make trips to the gas station and want to save money. The card gives you 3% back on your gas purchases and 1% on all other purchases. The card provides purchase protection and protection against fraud. Blue Cash Preferred is also an option. The Preferred version of the card comes with an extra annual fee but offers more benefits and rewards. You can get double rewards from US supermarkets and 6% cashback on select US streaming service subscriptions.
Blue Cash Everyday's low annual fees are another advantage. It pays 3% cashback at gas stations as well as supermarkets and online retailers. This is a better offer than the 2% from the Blue Cash preferred card but the Everyday card still has its place in the cash-back category.
Get cash back when you discover it(r).
With the Discover it(r), Cash Back credit card, you can get 2% cash back for every purchase. Unlike other cash back credit cards, you do not need to earn bonus categories or spend on categories that aren't eligible for cash back. This card is also free of an annual fee so you can immediately start receiving rewards. It has a downside: you will need to work hard to earn cash back. This card is not recommended if you aren't looking to spend too much time or want to be rewarded automatically.
Discover it(r), cash Back rewards gas purchases with great cash back. It matches cash back for the first 12 months, which is about 10% of your spending. The card must be activated each quarter. Don't delay to begin earning cash back.
U.S. Bank Altitude(r) Connect Visa Signature(r)
U.S. Bank Connect Visa Signature(r) is a great option if you are looking for a credit card with lots of useful features. TSA PreCheck credit and Global Entry credit are also available on the Altitude Card. It also has many bonus possibilities, including transferable rewards. You might need to look elsewhere if your goal is luxury perks.
The Altitude(r), Connect Visa Signature Card((r),) earns 5 points per $1 spent and has multiple credit options. You also get a $500 Welcome Bonus and waived first-year fees. This card offers a great benefit if your travel spending is high.
Citi Premier(r) Card
If you like getting triple points on gas and groceries, the Citi Premier(r) Card is a great option. The card can earn three points for every dollar spent at supermarkets, gas stations, and restaurants. The card can earn points for booking flights and hotels. This card is one among the best midrange rewards cards that you can purchase. It can be confusing at first.
The card doesn't have a huge introductory bonus or any perks but it is still a good card for first-time holders. You can actually get enough value from this card to cover the annual fees up to six times. The value is based on Bureau of Labor Statistics spending data and assumes a $15,900 annual spend over three years, or $1,325 per month.
ExxonMobil Smart Card
ExxonMobil Smart Card: This credit card offers rewards for purchasing gasoline. It can be used as a credit card to pay for gasoline, car washes, or snacks at Exxon and Mobil gas stations. ExxonMobil Reward+ is also available on the card. The Rewards+ program is not part of the ExxonMobil Smart Card.
ExxonMobil Smart Card available at thousands US gas stations. But you must have good credit to be eligible for the card. Credit scores in the 700s are considered "good." Once you have been approved, you'll be able choose a credit limit depending on your income. This limit could be as low to $200. However, you can request for a higher limit if necessary.