The best low interest credit card is one that offers low interest rates and a low introductory rate. There are many options, including the Visa(r), Titanium Signature Rewards Card, Wells Fargo Reflect and the BankAmericard Student Credit Card. Each card has an introductory APR of 0%.
Capital One is the best low-interest credit card
Capital One offers many different types and varieties of credit cards. Its credit card options are suitable for those who have a lower interest rate budget. You can pay off your debts with no interest charges for a period of 0%. Capital One also offers a range of co-branded credit accounts. These cards typically offer rewards for spending in partnership companies.
Wells Fargo Reflect
The Wells Fargo Reflect card offers 0% interest on all new purchases and balance transfers for at least three months. The card isn't a rewards card. It may not be the best option for people who spend a lot, but aren’t interested in receiving rewards. However, it does offer a long break from interest, which is a good thing if you're paying off your credit card debt. You can use it as your primary card or secondary card.
Visa(r), Titanium Signature Benefits Card
The Visa(r) Titanium Signature Rewards Card is a good low interest credit card option if you want a low ongoing interest rate and a generous rewards program. This card is issued by Andrews Federal Credit Union and offers no annual fee and a signup bonus of 10000 points when you transfer a balance from another card. The card does not have a foreign transaction charge and has no minimum balance transfer fees.
Students can get a BankAmericard (r) Credit Card
The BankAmericard(r), Credit Card is an excellent choice if you are looking for a card that has a low interest rate and allows you to pay your balance off in full each month. The card doesn't charge fees to transfer balances and won't increase your APR if a payment is late. A free FICO(r), a perk that is becoming increasingly popular in the credit card industry, is also included. This score is automatically updated with each billing cycle. You can access it through the BankAmericard Online Banking Portal or via the mobile App.
Bank of America Travel Rewards
Bank of America Travel Reward Credit Card offers a great bonus for new customers and is free of annual fees. It also offers a solid rewards system and is rated highly among its peers. If they aren't planning to travel often, it might not make the most sense for them.
Citi Diamond Preferred Card
The Citi Diamond Preferred Card is a great option for people who want a low interest card with no annual fee. For the first four month, this card offers 0% introductory interest rate on all purchases. The introductory period allows you to make interest-free purchases up to $5,000. That is a great benefit for those who make large purchases.