
Petal is a good choice if you want a credit card that doesn't cost too much. Petal's app offers 1% cash back on purchases, and there's no annual fee, so you'll save money while gaining the convenience of no-fee and 24/7 customer service. Petal cards are open to everyone, even those without credit history. A credit check is not required.
Petal 2 offers 1% cashback
The "Cash Back, No Fees" Visa Credit Card from Petal may sound like a dream, but it isn't. The Petal 2 Card performs a hard and soft pull during the approval process, and you won't qualify for this credit card without a credit score. The card is open to legal residents of the United States. This card can be used wherever Visa credit cards are accepted.
Petal 2 is a great card for people who want to build credit and earn rewards. There is no annual charge and the card rewards you for paying on time. Unlike many credit-building cards, the Petal 2 doesn't require a security deposit. People with bad credit or bankruptcy in the past 48 months are also not eligible. The good news is that the Petal 2 card has no fees and can earn you cash rewards and statement credits with no credit check.

Petal 1 requires no credit history
Petal 1 cards may appeal to those who have neither credit history nor existing credit. This new credit card was designed for consumers with good credit ratings, who are relatively new to the credit system, or people working to improve their credit. Petal does not have an annual fee. This is a great choice for students who are looking for a creditcard without having to submit a credit report. Although it doesn't provide much flexibility, the credit card comes with a low fee and a variety of other features that may be of interest.
This card comes with a high max APR and no cashback. However, it does not charge a late fee. In addition, there are no fees for using the card overseas. You can get a credit limit of $5,000. You don't have to pay foreign transaction fees. There is also no annual or monthly fee. Petal is an excellent choice for those with no credit history. However, it might not be the right option for you. Petal 1 Visa may be right to you if credit history is poor or not good. Just make sure to use it responsibly.
Petal 2 does not charge an annual fee
The Petal 2 card earns you cash back rewards for every purchase. With on-time payments, you can earn 1.25% cash back on all purchases. Select merchants may offer up to 10% cash back. There is no annual charge, so there's no need for you to worry about making minimum payments each month. The Petal 2 card also has a mobile app that lets you search for merchants offering enhanced reward rates.
Petal is the card for people with poor credit and no credit history. This card uses a unique scoring system called Cash Score that determines whether you have a sufficient credit score to get approved. Your banking history is also considered, which can be the main reason for low credit scores. Petal will ensure that your score is not affected by high credit utilization or debt.

Petal offers 24/7 customer service
Petal's 24-hour customer support makes it stand out in terms of payment. To contact customer support via the app if you have any problems with your account, please use the app. The app allows you to see the complete list of participating merchants as well as offers. Petal might have different payment cut-offs depending on where you live. You can also opt out of notifications. This may impact your experience. Customers may also call the helpline if in doubt about their ability to pay through their accounts.
Petal provides 24 hour customer service and the main product is a credit-card. The qualification process for Petal is based on users' digital records. It also looks at monthly income and expenditures. Petal offers different products to different customers because these metrics are essential in determining the person's eligibility for a card. The introductory products are also offered at lower rates of interest, which appeals to responsible people.