Many credit cards are available to people with good credit. Some credit cards come with annual fees which can make them more expensive. Others are free. People with average to good credit will usually get the best interest quotes. Look out for rewards cards. These rewards could be more than the annual fee or added to the card with other benefits.
Wells Fargo Active Cash
The Wells Fargo Active Cash credit cards may be the right choice for you if you are looking for a creditcard with generous rewards programs. You get a $0 annual fee, and you can earn unlimited rewards on all purchases. It also offers many unique features. Your cash rewards can be used for merchandise, gift cards, and statement credit redemptions. Your cash rewards can also be redeemed at Wells Fargo ATMs. You can also direct deposit your bank account to it. It doesn't cost an annual fee so there is no need to spend a lot on an initial period.
The Wells Fargo Active Cash creditcard is a Visa Signature product. This means that it has nearly universal merchant acceptance. However, there is a 3.3% foreign transaction fee. Still, it's a good option for most situations, especially for domestic trips. You can also ask Wells Fargo if you have excellent credit to increase your credit limit. If necessary, you can also benefit from the card's bonus cash.
Capital One SavorOne Cash Reward for Good Credit
The Capital One SavorOne cash Rewards credit card offers many benefits for those with good credit. You will receive unlimited cashback when you dine out and make other purchases. This card is available to anyone with a credit score of 7100 or more.
The Capital One SavorOne cash rewards credit card has a 4% cash back rate. This is one of its main benefits. The card comes with a $95 annual fee and a $200 bonus for early spending. Capital One Travel offers a 5% cashback on all hotel purchases. It also offers 8% cashback on Vivid Seats purchases. Additional benefits include 1% cashback on all purchases.
The other benefits of the Capital One SavorOne Cash Rewards credit card are no annual fee and good cash back rates for dining, entertainment, and grocery shopping. The card is free of annual fees and offers amazing rewards for dining, entertainment and streaming services.
Chase Freedom Unlimited
If you have good credit and are looking for a cash back credit card, the Chase Freedom Unlimited is a great option. It has no annual fee and offers 0% introductory APR for 15 months. In addition to its low rate, it offers purchase protection, which protects new purchases for 120 days from purchase date. This protection can be worth up to $500 per claim or $50,000 per account.
Chase Freedom Unlimited credit card offers flexible redemption options and cash back. Cash back points are redeemable for gift cards and cash back. You should keep in mind, however that points value can vary depending on how they are redeemed.
Chase Freedom Unlimited is the best cash back credit card for people with good credit. The rewards program can reward you with Lyft rides, dining at restaurants, or drugstore purchases. Chase Ultimate Rewards offers the Chase Freedom Unlimited without an annual fee.