Many rewards programs are available to those who have good credit and are in search of a credit card. If you travel frequently or need additional coverage for your car, rewards cards with purchase protection are a great option. You may also be eligible for concierge services, which can make it easier to travel. Before you choose which rewards card to apply for, make sure to review the benefits.
Capital One Venture Credit Card
Capital One Venture Credit Card is an excellent choice if your goal is to earn above-average rewards. This card has an annual fee $95 and provides up to four million miles per year. It is easy to redeem the rewards and Capital One Venture has an expanding network of transfer partners.
Additionally, the card offers travel benefits such as an annual fee credit of $100 towards TSA Precheck or global entry every four years. A 75,000 mile sign up bonus doubles the card’s value, and the card also comes with an extraordinary 2 year guarantee. It is important to note that this bonus is secondary to the other benefits.
American Express Gold Card
For those who are looking to earn rewards for everyday spending, the American Express Gold Card is a great choice. The card's usage and the amount of money you spend each monthly will determine how rewarding you are. For those who wish to spend a bit more each month, however, the card has many great features.
The annual fee for this card is $250 It also requires you to pay this fee when you open the card. The fee is $350 per additional card. You can use the annual fee to open up to five accounts. It is important that you pay the annual fee in advance.
Citi Simplicity Card
Citi Simplicity Card might be the right card for you if you have great credit. This card has a relatively low interest rate and offers a 21-month 0% intro period on balance transfers. The $5 balance transfer fee on this card is still lower than the standard 5.5%. If you're looking to earn good credit, this isn't the right credit card.
Citi Simplicity Card, which offers 2% cashback, is the best credit card. You can apply for it even if you have excellent or great credit. And the rewards program is very straightforward. There are no earning caps, categories or rules. In addition, you get 2% cashback on all purchases. This card is the best reward credit card for people with good credit.
Chase Sapphire Preferred(r) Card
The Chase Sapphire Preferred Credit Card may suit you if frequent travelers are your goal. This card comes with flexible rewards, a large signup bonus and generous signup bonuses. Double your points when you spend in hotels and other travel services. This card offers 1-to-1 points transfer with partner airlines and hotels.
Chase Ultimate Reward points are available for redemption to travel and gift card purchases with the Chase Sapphire Preferred Credit Card. You can transfer points 1:1 with leading hotel and airline partners. In addition, a bonus of 25 percent is awarded when points are redeemed for statement credits. Other benefits and security are also offered by the card.
J.P. Morgan Reserve Card
You might be eligible for the J.P. Morgan Reserve Card if your credit is excellent. The card offers a number of benefits including no annual fees and great rewards. While not all people can apply for the Reserve Card, those with exceptional credit may want to consider it if they are financially stable.
The Reserve Card is made of palladium, which is worth $1,400 an ounce. Roadside assistance can be obtained for free. It also costs only 27g. Additionally, you get $300 annually in travel credit.